The Federal Housing Finance Agency (FHFA) published Equitable Housing Finance Plans from Fannie Mae and Freddie Mac for 2022-2024. The new plans both focus heavily on using Special Purpose Credit Programs that allow lending to specific demographics without violating Equal Credit Opportunity Act provisions. 

FHFA announced the plans in tandem with the agency’s updated Pilot Transparency policy. FHFA highlighted its commitment to transparency of pilot programs operated by the Enterprises and the vital role they play as tools for testing permanent policy. Under the new policy, active pilots will be listed with name, description, status and scope on each Enterprise’s website for public view.