Maryland Department of Housing and Community Development (DHCD) Secretary Raymond A. Skinner announced today the department’s Be SMART (Save Money and Resources Today) initiative, which is primarily a loan program to finance energy efficiency improvements to homes, businesses and multifamily buildings in more than a dozen targeted communities around the state. The $20 million in funding comes from the BetterBuildings program of the U.S. Department of Energy. DHCD will work with local partners and contractors in marketing Be SMART as well as identifying properties and small businesses in 15 targeted communities. Read More…